Consultation
Pension Consolidation Advice
Independent guidance on whether to combine old workplace pensions — including defined-benefit transfer risk notes where relevant.
From £950 per scheme review
Request this consultation
Many clients arrive with three or four deferred pensions from earlier employers. We compare charges, investment defaults, guaranteed benefits, and exit penalties before recommending consolidation — or advising you to leave a scheme untouched.
Included: scheme information requests, a written comparison table, and a suitability note for any recommended transfer.
Typical timeline: two to three weeks once providers respond with valuations.
Next step: Request a pension review and bring your most recent annual statements.